OUR SERVICES
Jones Advisory Group provides comprehensive wealth, estate, tax and IRA planning. Specializing in these areas assures our clients they are receiving the most current planning techniques and strategies available to help them reach their dreams.
TAX PLANNING
We specialize in reducing your taxes through our income planning strategies, and in certain circumstances, increasing your income at the same time. Asset location is as important as asset allocation. Strategically allocating your accounts and utilizing the benefits of laddering accounts can often dramatically reduce your current tax liability.
IRA PLANNING
Protect your principal, protect your growth and protect your income. We can work with you to answer the following questions based on your specific financial situation.
- RMD Calculations: When and how much do you have to take?
- When is it advantageous to convert to a Roth IRA?
- Partial Roth IRA Conversion – does it make sense for me?
- How do you pass the value of an IRA Tax Free?
- How do you avoid the severe penalty imposed on IRAs?
- Who should be the beneficiary of my IRA?
- Why are beneficiary designation forms so important?
- How do you rollover your IRA-401K-403b-TSA without tax consequences?
- What are the IRA minefields and how do I avoid them?
- The Stretch IRA concept - How do I keep Uncle Sam from inheriting up to 70% of my IRA?
ESTATE PLANNING
Throughout life, your focus has always been to take care of your family. Why should that stop once you are gone? That's what estate planning is critical.
The various goals of estate planning include making sure the greatest amount of the estate passes to the estate owner's intended beneficiaries, often including paying the least amount of taxes and avoiding or minimizing probate court involvement.